Art; When I was a kid I worked for a neighbor baling hay. He was a real hurry up, and very particular type fellow who couldn't stand to see time wasted. I and his son traded off every other load either driving on the baler or loading bales, every load had to have 64 bales to make his hay fork work out to 8 bales at a time in the mow. He wouldn't let either his son or I help hook up the loaded wagons when he brought the empty racks to the field, you allready know the rest of the story, he stood on the ground behind the right side of the tractor so he could reach the hand clutch and the wagon tounge at the same time to hook up. Even as a kid it scared me to watch. By some quirk of fate he lived into his 90's with only a few minor injurys. We had farmall tractors and had a 2MH picker on an M, talk about hazards, even with the shields in place you were inches from roller chains, the snapping roll shafts, etc. I remember lots of older farmers who lost arms or were killed trying to unplug husking beds or snapping rolls with the picker running. So yes I can believe that insurance companies would get a bit jittery over some older equipment. Keep safe. Frank.

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